Kansas Mortgage Calculator
Calculate your monthly payment in Kansas, with property tax included using the state's effective rate of 1.29%. See your full amortization schedule and analyze your loan structure.
Pick a state to use its property tax rate. With a keyboard, use the arrow keys and press Enter.
Estimated Monthly Payment
Estimates only. Does not include homeowners insurance, mortgage insurance (PMI), or HOA fees. Property tax uses the state's average effective rate and your actual bill may differ.
Yearly Amortization Schedule
| Year | Principal Paid | Interest Paid | Remaining Balance |
|---|---|---|---|
| 1 | $3,577 | $20,695 | $316,423 |
| 2 | $3,816 | $20,455 | $312,607 |
| 3 | $4,072 | $20,200 | $308,535 |
| 4 | $4,345 | $19,927 | $304,191 |
| 5 | $4,636 | $19,636 | $299,555 |
| 6 | $4,946 | $19,325 | $294,609 |
| 7 | $5,277 | $18,994 | $289,332 |
| 8 | $5,631 | $18,641 | $283,701 |
| 9 | $6,008 | $18,264 | $277,694 |
| 10 | $6,410 | $17,861 | $271,284 |
| 11 | $6,839 | $17,432 | $264,444 |
| 12 | $7,297 | $16,974 | $257,147 |
| 13 | $7,786 | $16,485 | $249,361 |
| 14 | $8,308 | $15,964 | $241,053 |
| 15 | $8,864 | $15,407 | $232,189 |
| 16 | $9,458 | $14,814 | $222,732 |
| 17 | $10,091 | $14,180 | $212,641 |
| 18 | $10,767 | $13,505 | $201,874 |
| 19 | $11,488 | $12,784 | $190,386 |
| 20 | $12,257 | $12,014 | $178,129 |
| 21 | $13,078 | $11,193 | $165,051 |
| 22 | $13,954 | $10,317 | $151,097 |
| 23 | $14,888 | $9,383 | $136,208 |
| 24 | $15,886 | $8,386 | $120,323 |
| 25 | $16,949 | $7,322 | $103,373 |
| 26 | $18,085 | $6,187 | $85,289 |
| 27 | $19,296 | $4,976 | $65,993 |
| 28 | $20,588 | $3,683 | $45,405 |
| 29 | $21,967 | $2,305 | $23,438 |
| 30 | $23,438 | $833 | $0 |
Property tax in Kansas: the numbers
Kansas has one of the highest effective property tax rates in the country. At 1.29%, it is 40% above the 0.92% national average, and it ranks 13th out of 50 when states are ordered from highest rate to lowest.
A median-valued home in Kansas is worth $217,200 and carries a median property tax of $2,798 per year, or roughly $233 per month. By median home value the state ranks 41st out of 50 (1 = highest), and by median annual property tax it ranks 23rd.
| Effective property tax rate | 1.29% |
|---|---|
| Median home value | $217,200 |
| Median annual property tax | $2,798 |
| Rank by rate (1 = highest of 50) | 13 |
| Difference vs 0.92% national average | 0.37 points above (40% above) |
What this means for your monthly payment
Two worked examples for Kansas, using the figures above:
Example 1: the median home
$2,798 per year ÷ 12 = about $233 per month in property tax (median home value: $217,200).
Example 2: a $300,000 home
$300,000 × 1.29% ÷ 12 = about $323 per month, or $3,870 per year.
At the 0.92% national average rate, a $300,000 home would have about $2,760 in property tax per year. In Kansas it is about $3,870, which is $1,110 more per year (about $93 more per month).
Compare with similar states
States ranked just above and just below Kansas by effective property tax rate (1 = highest). States with the same rate are ordered by median annual tax.
Ranked just above (higher rate)
- Nebraska — 1.49% (rank 7)
- Wisconsin — 1.42% (rank 9)
- Iowa — 1.39% (rank 10)
- Ohio — 1.31% (rank 11)
- Pennsylvania — 1.30% (rank 12)
Ranked just below (lower rate)
- Michigan — 1.25% (rank 14)
- Rhode Island — 1.21% (rank 15)
- Alaska — 1.11% (rank 16)
- Massachusetts — 1.07% (rank 17)
- South Dakota — 1.06% (rank 18)
Kansas property tax FAQ
What is the property tax rate in Kansas?
The effective property tax rate in Kansas is 1.29%. That is 40% above the 0.92% national average, and the state ranks 13th out of 50 when states are ordered from highest rate to lowest.
How much is property tax on a $300,000 home in Kansas?
At Kansas's effective rate of 1.29%, property tax on a $300,000 home works out to about $3,870 per year, or about $323 per month. At the 0.92% national average, the same home would be about $2,760 per year, so Kansas is about $1,110 more per year.
How much is property tax on the median home in Kansas?
The median home value in Kansas is $217,200, and the median annual property tax is $2,798, which is about $233 per month.
Does the property tax rate vary inside Kansas?
Yes. Property taxes are set locally, so actual bills depend on your county, city, and exemptions. The 1.29% figure is a state-level estimate based on medians, not a rate that applies to every home.
Figures are estimates based on Census data and are not tax or financial advice. Actual bills depend on your local rates, assessed value and exemptions.
Source: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates, as compiled by PropertyShark and PropertyTaxByState.